Archive for September, 2007

Generally speaking, the health insurance pool comprises two types of people: healthy people who pay premiums and rarely utilize their policy and those who have health needs that far surpass the premiums paid. This pooling of risk is the basic premise behind insurance. Sometimes those healthy people cross over to the other side. This is what happened to me.

Recently, my own personal lesson in health insurance compelled me to share the circumstances. My husband’s employer is family-friendly and has fantastic benefits, particularly the health insurance. It was a bright spot in some pretty tough news.

Medicine has come a long way in making patients comfortable, and there is a prescription for nearly every symptom. My condition required a magic pill priced at $100 a week – unless you do your research.

In comparison to some drugs, this $100-a-week medication is relatively inexpensive. But for someone who has been incredibly (luckily) healthy most of her life, it was an introduction to the problems associated with today’s health care. For about four weeks, I filled the prescription at approximately $100 a week.